Saturday, November 07, 2009

Isn't health insurance great! It goes up $100 a year.

A story where the names have been changed to protect the innocent, the Green Circle Insurance Company, the numbers are the correct numbers for the person we are talking about though:

Hello, wake up people. Doesn't this story remind you of YOUR insurance payments? LOL I received a letter already that "with a 1% tax on health insurers and a floating assessment on hospitals...." health insurers and hospitals WERE getting a 1% tax assessed on them. My letter says it IS on THEM. That means THEY are to pay it. They are all crooked, they have been told to pay it and the next line tells me: To bad, stupid, we ARE adding it to YOUR bill. You WILL pay it, NOT us. Hahahaha. And they showed my bill was $522.00 a month and the NEW bill where I pay THEIR tax makes MY bill $527.20 a month. (yes, I noticed that, it isn't $527.22, weird)
That should be STOPPED right now. The insurance companies should be paying it out of their millions/billions $ in profits. The letter I received CLEARLY states the tax is on THEM, not on us policy payers. It does NOT say to collect a 1% tax from the policy holders. So WHY are they?
Because they CAN. If we say anything, they will drop our policy is the way they work.
In the mean time, WE pay THEIR tax.
Let me tell you, it is REALLY hard to pay those outrageous bills making 12-$15 an hour. It takes every last dime and I hope I don't have an emergency come up where I have to buy something for the car or house. But, I am rich compared to a lot of people. Last month, take home was $1952.
House pmt 700, house ins 67, taxes 165, car ins 34, elec 85, NW gas 87, water/sewer 27, garbage 27, phone 26, www & TV 57, health ins 522, drugs 180: TOTAL $1977.00 I'm $25 in the hole and no gasoline in the car, no food in the kitchen. I'm hoping for a .25 cent raise, giving me about $43 more a month. Still going to have to work two jobs. $15 USED to be GOOD money. Now it doesn't even pay the bills. I need to find a spouse, someone who is working. Or I will end up with nothing. Over 1/4th of my take home goes to pay for health insurance and they want MORE, MORE, all the time.

Well, I wrote the above on 03 November 2009 and on 05 November 2009 I received my NEW, IMPROVED bill for my health insurance.

Hello Ken,
We are so HAPPY to tell you your monthly bill for your health insurance has had a SMALL increase. Instead of that $522 a month going to the $527.20 a month we have decided you are such a NICE guy, your new bill IS: $629.00 a month. Since you pay three months at a time, send us a check for $1,887.00.

Hey, don't worry about it, it is no big deal to us, either send it or go without health insurance, WE DON'T CARE.

YES, we KNOW you paid $327 a month for insurance in 2006-2007 and in 2007-2008 you paid $418 a month and in 2008-2009 you paid $522 a month, and that NOW, you are so LUCKY you get to pay us $629 a month for NO increase in benefits.

That from 06/07 to 07/08 was a 27.82% markup BUT,
from 07/08 it was ONLY a 24.88% markup!! AND,
from 08/09 it was AGAIN LESS, only a 20.49% markup!!

Isn't that GREAT!! Only 20.49% change this year!!

Oh, your wages only went up 3%? Well, that ISN'T our fault. Why, with a 3% markup, your monthly bill would have only changed from $522 to $537. ONLY $15 a month. That was NO good. We NEEDED $107 a month MORE to pay for OUR employees raises and company picnics and Christmas party. There are a LOT of things we have to pay for, so we RAISE your rates enough to pay for them. NONE of OUR employees are STUPID enough to work for $15 an hour like you are.

Tell your tightwad Boss to give you a $1.00 raise per hour EVERY YEAR, that way, your insurance raise is covered. $1.00 an hour is no big deal for him to pay. Yeah, you DESERVE it, it doesn't matter if the company isn't making enough to pay you the raise, he NEEDS to pay it anyway. If that is the straw that broke the camels back, TOUGH LUCK. Who cares if he goes out of business. You can go get a GOOD job then!!

What a great story, eh? Oh, there ARE a LOT of people paying that much for insurance... and Obama wants EVERYONE to to have insurance...

WHERE is the money going to come from? Will the above person (who makes $15 an hour) have to pay MORE yet for his insurance to cover those who don't even work?

Oh, you don't work? NO PROBLEM, WE WILL GIVE YOU FREE HEALTH INSURANCE!! Who will PAY for it? Who knows? We DON'T care. We are the government, we will just PRINT more MONEY! LOL It is that easy!

Who cares if MORE people lose their jobs, we will GIVE them FREE health insurance. :) Isn't that just GREAT!!

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